Insurance plan for diabetics: A costly, bitter pill to swallow

India has become the diabetic capital of the world, with over 101 million adults living with diabetes and another 136 million being pre-diabetic. The number of diabetics in India is expected to cross 92 million by 2030. The high costs of medication and hospitalization make it important for diabetics to have a good insurance policy in place, although regular policies do not cover OPD expenses. Some insurers offer diabetic-specific plans with reduced waiting periods and disease management programs, but these plans can be expensive. Diabetics can also avail wellness benefits and discounts on renewal premiums by maintaining good health.

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