Here’s how you can enjoy a 5-star hotel stay, for free

Travellers can earn free stays in luxury 5-star hotels by accumulating reward points from credit card usage or by enrolling in a hotel chain?s loyalty programme. Marriott Bonvoy, Club ITC, World of Hyatt, and Hilton Honors are some popular loyalty programmes. A tiered membership structure offers accelerated rewards as you climb up the tiers with increasing spends or stays. Most luxury hotel chains have partnerships with credit card firms and have transfer ratios of up to 1:3.

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