What should be your savings plan for the new year 2023 apart from 50/30/20 rule?

A basic savings strategy adheres to the 50/30/20 Rule of Budgeting. If you are new to the realm of finance, let me introduce you to the 50/30/20 Rule, which states that out of your total in hand income after tax, 50% should be spent on needs, 30% toward wants, and 20% should go towards savings.

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