I am Wealthy at 23

Apart from debit cards, an user can also load the wallet using an Amazon gift card, which can be bought with a credit card from mint - money https://ift.tt/Pd2j3yN https://ift.tt/shlJBcK

TDS is applicable on any payments made to NRIs which consist of amounts chargeable to tax under the income tax law from mint - money https://ift.tt/URDdvog https://ift.tt/jE1Hx6h

Short-selling enhances market efficiency, facilitates price discovery from mint - money https://ift.tt/FPMGKV1 https://ift.tt/xqYrJvO

The philosophy of momentum investing encourages investors to invest more when prices are rising and sell them when they have peaked. from mint - money https://ift.tt/5qymrSY https://ift.tt/G0qzbsU

Donations made to the Shri Ram Janmabhoomi Teerth Kshetra are eligible for deduction under Section 80G of Income Tax Act, 1961 from mint - money https://ift.tt/WBQXG3L https://ift.tt/gWYnKCG

In accordance with the provisions of Section 80D of the ITA, expenses incurred for hip replacement may be claimed as medical expenses, provided they are not covered under the group insurance provided by your employer from mint - money https://ift.tt/FlTC0dh https://ift.tt/7muLn3d

The insurance industry is trying to design a combined product bouquet being offered to rural India from mint - money https://ift.tt/sWgvi1p https://ift.tt/db5BA7m

People outside India know Atal Bihari Vajpayee as the man who gave us our nuclear nation status, a leader who stood for peace and yet gave us a win in the Kargil war… And yes, he is also known for reading out his poems at the parliament. from mint - money https://ift.tt/Fe6hBZ0 https://ift.tt/qnRsJNA

The challenges inherent in online trading and investment can wield a significant influence on mental health, unleashing a spectrum of emotions from exhilaration to anxiety. from mint - money https://ift.tt/QD1mHdT https://ift.tt/zlSLNFT

Deepashree Shetty, Partner, Tax & Regulatory Services, BDO India, shares her views on expectations from the interim Budget 2024 such as raising standard deduction limit to ₹65,000, allowing NRIs to get their income tax return verification done on their overseas mobile numbers and more. from mint - money https://ift.tt/dAvlLat https://ift.tt/ZjHEOoA

A travel cover is designed to provide comprehensive coverage that can protect the traveller from various unforeseen circumstances. from mint - money https://ift.tt/ns8FBU3 https://ift.tt/jzfdGEB

Porting can only occur within the same insurer as the group insurer; an employee cannot switch to a new insurer upon leaving the group. from mint - money https://ift.tt/b2BTZXH https://ift.tt/382JkRW

Initiate your investment journey in 2024 by targeting a 20% savings rate, maintaining a debt-to-income ratio below 30%, calculating your solvency ratio and striving to reach a value of 1 to enhance your financial standing. from mint - money https://ift.tt/j4LNG6g https://ift.tt/B3nSXWf

The Budget will be announced on February 1, 2024. Since the general elections will be held in May, this will be the Interim Budget and a new Budget will be presented in July. from mint - money https://ift.tt/Di2FKv6 https://ift.tt/iXYCIfm

Old Bridge Capital founder Kenneth Andrade from mint - money https://ift.tt/T7VPLvb https://ift.tt/koPqLmU

On redemption of shares and equity-oriented mutual funds, long term capital gains tax is levied at 10 percent when they are sold after holding for over 12 months, and total gains amount to over ₹one lakh in a year. from mint - money https://ift.tt/YCIMoAG https://ift.tt/3uL9QM5

Succession may be broadly bifurcated into intestate succession and testamentary succession. from mint - money https://ift.tt/HQ5BWGN https://ift.tt/AiUSWar

A complex documentation process for opening demat accounts is hindering their participation from mint - money https://ift.tt/QAMs0NS https://ift.tt/tEJN8mc

Homeowners face the decision of whether to prepay their loans or prioritize investments as home loan rates come under scrutiny with potential fluctuations in 2024. from mint - money https://ift.tt/ABbhXgf https://ift.tt/4hy9R7J

Travelling to either Vietnam or Thailand can cost the same or even less than a Goa holiday if it is planned well. from mint - money https://ift.tt/W0BXlP6 https://ift.tt/V1N49ME

While market fluctuations can be intimidating, they also present opportunities for strategic investing. Here are some tips to help new investors successfully navigate market volatility using a demat account. from mint - money https://ift.tt/FGo4O2D https://ift.tt/iOVbasg

The initial report of the DBS Bank India-CRISIL survey, one of three releases, indicates that concerning investments, the majority of women in urban areas typically gravitate towards conservative choices such as fixed deposits and savings accounts. from mint - money https://ift.tt/HgLcUwo https://ift.tt/ZflWhta

While only about 4% of the working-age population make more than $10,000 a year, their size has grown at a phenomenal pace in the last four years, a new Goldman Sachs report says. from mint - money https://ift.tt/L4Ksxw2 https://ift.tt/rKxNz5O

Ashish Gupta, CIO, Axis Mutual Fund, says stronger economic growth prospects and an improved earnings outlook are expected to augur well for equities in 2024. from mint - money https://ift.tt/lGqQxMv https://ift.tt/hdsIo8N

Creating a workable repayment plan is crucial for achieving financial stability and managing credit card debt and personal loans. from mint - money https://ift.tt/OKuTEHa https://ift.tt/ZfrzJKN

Merry Christmas: How does a thriller teach us lessons about our money? Take a look. from mint - money https://ift.tt/ntTMgWP https://ift.tt/QderM9R

In ‘Thinking, Fast and Slow’, Daniel Kahneman's teachings on investing extensively highlight the widespread occurrence of overconfidence, especially in financial decision-making. from mint - money https://ift.tt/PS3TUxz https://ift.tt/Kaz5GN0

In the dynamic landscape of Indian investments in 2024, adherence to these dos and don'ts can serve as a compass for new investors. Stay informed, be disciplined, and align your investment strategy with your unique financial goals. from mint - money https://ift.tt/dYFbCOA https://ift.tt/M5DRAao

The transaction limit for UPI payments has been raised from ₹1 lakh to ₹5 lakh, encouraging the adoption of the system for transactions involving hospitals and educational institutions from mint - money https://ift.tt/DdT5Kwk https://ift.tt/4R0e6N7

Financial planning and asset allocation are important for investors. Use this opportunity to streamline your financial freedom journey with these 12 financial planning rules. from mint - money https://ift.tt/kvcjzYn https://ift.tt/i6sM7J0

The deduction available under Section 80D may be enhanced to ₹75,000/- from the existing ₹25,000/- to promote health insurance, given rising health care costs. from mint - money https://ift.tt/H8Svt6T https://ift.tt/2YfVFrH

Starting early for retirement and achieving financial freedom is important. Investing small amounts and staying invested for the long term can build wealth from mint - money https://ift.tt/FPHn2Uy https://ift.tt/byA8q2O

These insurance products return various charges if you stick to the policy for the long-term. from mint - money https://ift.tt/UORyMqt https://ift.tt/dvl5irU

Gain insights for your 2024 investment journey by seeking advice from iconic investors such as Warren Buffett. Equip yourself with financial terminology and its strategic application to guide and shape your investment path. from mint - money https://ift.tt/aCsUH32 https://ift.tt/YjXNetC

The process involves multiple visits to the branch office, affects surrender value of policy. from mint - money https://ift.tt/ZhPYpn8 https://ift.tt/wSEbDrq

The AUM of mutual funds have reached an unprecedented 48 trillion corpus, underscoring the widespread confidence in this investment avenue. from mint - money https://ift.tt/91UgRMv https://ift.tt/nAvRJfj

Investors should remain optimistically cautious about inflation and yield movements rather than adopting a pessimistic stance. from mint - money https://ift.tt/En4VSZq https://ift.tt/uEyX5eh

The process of opening a PPF account, whether done online or offline, is straightforward and can be completed through simple steps. from mint - money https://ift.tt/F8Tgavc https://ift.tt/OKCJuFi

The one-year equity returns on NPS tier-I account delivered by different pension fund managers range between 24 to 28 percent per annum. The highest returns on equity investment were given by ICICI Prudential Pension from mint - money https://ift.tt/6goOPnB https://ift.tt/OcwbHVf

The “100-minus-age” rule is a widely recognized rule of thumb in personal finance used to establish asset allocation, the practice of distributing your investment portfolio among various asset classes such as stocks, bonds, and cash. from mint - money https://ift.tt/8Wqfy4j https://ift.tt/m24PiUn

Finding affordable life insurance coverage tailored to your needs is a crucial aspect of financial planning. Explore various options and leverage specialized providers to secure coverage in your high-risk profession at a lower cost. from mint - money https://ift.tt/UmC2GPq https://ift.tt/pKeRHx6

The scheme offers a substantially lower tax rate, reduces compliances and so works in favour of the small firms. from mint - money https://ift.tt/GOaNA9Z https://ift.tt/OjAsNFD

Much like strategizing for a birdie, successful investment planning requires a clear, long-term vision. from mint - money https://ift.tt/vf3uiSP https://ift.tt/5PAoODL

There are two key reasons of locking your savings at the current interest rate. One, the interest rates have reached the peak as a result of the RBI’s monetary policy. Second, these rates may see a decline towards the end of this calendar year. from mint - money https://ift.tt/OGEMYV9 https://ift.tt/isXFLqg

The Standard Chartered Ultimate credit card has an enrollment fee of ₹5000 + applicable taxes and an annual fee of ₹5000 + GST. It offers a 1% fuel surcharge waiver, a monthly interest rate of 3.75%, and a host of other benefits. from mint - money https://ift.tt/QVL398U https://ift.tt/bzWNCU7

Parents need to begin investing early for their children’s financial goals, be it higher education or marriage. from mint - money https://ift.tt/WjJYFvZ https://ift.tt/5esQpON

Currently the employer’s contribution towards NPS is exempt up to 10 percent of salary whereas in case of provident fund, it is 12 percent. from mint - money https://ift.tt/yp9aAjF https://ift.tt/YalwkZK

Here are some of the lowest personal loan interest rates offered by various banks from mint - money https://ift.tt/2BpcdyK https://ift.tt/pKqrMtg

Health insurance can be seen as either a dependable resource or a complex process during unexpected health challenges. Lack of understanding of health insurance concepts contributes to negative perceptions of insurance and insurers. from mint - money https://ift.tt/1u3wSEQ https://ift.tt/Tnr6dKb

The year of sequels is here in both Bollywood and Hollywood, offering a mix of beloved franchises and new storytelling. As a savvy investor, it's important to explore new financial opportunities and expand your horizons in terms of content and investments. from mint - money https://ift.tt/TrUWhn4 https://ift.tt/keP2NpK

Terry Smith, often referred to as Britain’s Warren Buffett, is a celebrated investor recognized for his enduring and sustainable investment strategy. His investment principles offer insights into how investors should navigate market volatility. from mint - money https://ift.tt/zhOLYmK https://ift.tt/MgihVaQ

Bangalore is not classified as a metro city for house rent allowance (HRA) tax exemptions under income tax laws, resulting in residents being able to claim only 40% of their basic salary as tax-exempt HRA from mint - money https://ift.tt/0yhcD3l https://ift.tt/Ng8376b

An NPS Tier 1 account, backed by the Indian government, builds a retirement corpus through locked-in contributions until age 60, with limited early withdrawal options. from mint - money https://ift.tt/AtKgWId https://ift.tt/i5HybLS

Apex Plus Plan, the latest version of Health AdvantEdge, is an all-inclusive insurance policy from mint - money https://ift.tt/FOSokGE https://ift.tt/YobMuBl

While the cost of accidental death insurance is only a fraction of life insurance, coverages in both policies are substantially different from mint - money https://ift.tt/l3yHWPj https://ift.tt/gNuXRmq

The key factors that should be considered when planning for your retirement is the cessation of your steady income and likelihood that your health-related expenses might increase. from mint - money https://ift.tt/5TB0q7u https://ift.tt/1QG2FKr

Punjab National Bank has revised fixed deposit interest rates on amounts below ₹2 crore, with hikes of up to 50 basis points on certain tenures. from mint - money https://ift.tt/fxp8L3U https://ift.tt/ArWkIOx

It offers senior citizens a regular monthly income but scheme comes with several conditions. from mint - money https://ift.tt/qmEtOsb https://ift.tt/2ktw1Cu

Accountholders with DCB have the opportunity to earn cashback of up to ₹7,500 annually for qualifying UPI transactions. from mint - money https://ift.tt/dOCZHXB https://ift.tt/j7EeT1F

SIP allows investors to invest in mutual funds regardless of market conditions. STP allows investors to transfer investments between mutual funds. SWP allows investors to withdraw a fixed amount at regular intervals. from mint - money https://ift.tt/kFH3GaO https://ift.tt/rdD0fJX

Singapore-based Samir Arora, founder of PMS firm Helios Capital, says that market returns in annualized terms over the last two years are more or less in line with returns over different periods. from mint - money https://ift.tt/qPCF0n1 https://ift.tt/YQbzhRr

Investing in mutual funds through SIPs has become a successful strategy for long-term wealth creation in India. SIPs allow investors to systematically accumulate wealth by investing a certain amount at frequent intervals, harnessing the power of compounding and rupee-cost averaging. from mint - money https://ift.tt/W0qQvD8 https://ift.tt/FTgqcr2

The Axis Bank My Zone Credit Card is a great choice for millennials and first-time cardholders who enjoy movies and dining. It offers services like a complimentary SonyLiv subscription, movie and dining offers, access to domestic airport lounges, and more. from mint - money https://ift.tt/17NMR4e https://ift.tt/CQSOd0K

Gold's performance has been impressive, showing a gain of more than 12% this year. The demand for the yellow metal is expected to continue due to geopolitical tensions, rate cuts, and concerns over major economies. from mint - money https://ift.tt/LfOBs5N https://ift.tt/bnM84Qt

They sought the services of an RIA to streamline their investments and to set up their own clinic in Gondia. from mint - money https://ift.tt/5EuFLP3 https://ift.tt/UazT95o