I am Wealthy at 23

Serious investors who directly invest in small-cap stocks often resort to the ‘scuttlebutt’ technique from mint - Money https://ift.tt/249WevD https://ift.tt/IajVNfD

If you withdraw from Employees’ Provident Fund (EPF) before completing five years of continuous service, tax deducted at source (TDS) will be deducted from mint - Money https://ift.tt/k8GE5c4 https://ift.tt/IajVNfD

Building a portfolio is a complex exercise, and it has to be maintained too from mint - Money https://ift.tt/U5zkCSa https://ift.tt/IajVNfD

Any changes in the nomination post death of the subscriber using the deceased subscribers‘ login credentials shall be treated as invalid. from mint - Money https://ift.tt/CFeuAE5 https://ift.tt/6TqcnOK

JM Midcap Fund aims to invest in high growth companies benefiting from demographic and structural trends from mint - Money https://ift.tt/sHBkDLj https://ift.tt/6TqcnOK

Most major banks in India offer recurring deposits (RDs) with a term that often ranges between 6 months to 10 years. from mint - Money https://ift.tt/Y6BbqrV https://ift.tt/6TqcnOK

Starting as a technical investor, he expanded to fundamental investing after meeting seasoned investors from mint - Money https://ift.tt/GABQok2 https://ift.tt/6TqcnOK

Here are some personal loan rates and other costs of the top private and public sector banks in India from mint - Money https://ift.tt/BUgSy2A https://ift.tt/6TqcnOK

Equity mutual funds have established themselves as one of the finest investment categories for producing the highest long-term returns. from mint - Money https://ift.tt/R7q1xXS https://ift.tt/6TqcnOK

Banks have raised the interest rates on their deposit products as a result of the repo rate hike and almost all the major banks have hiked interest rates on fixed deposits in line with the impact of the repo rate from mint - Money https://ift.tt/Pok5NZd https://ift.tt/6TqcnOK

Banks have been hiking the interest rates on fixed deposits (FDs) and savings accounts since May 2022 from mint - Money https://ift.tt/ReF78rP https://ift.tt/p4LFegw

Fixed income investors looking for even better interest rates should be aware that the Kisan Vikas Patra, a post office savings scheme not only doubles investors' money but also offers interest rates that are significantly higher than SBI FD. from mint - Money https://ift.tt/I5hK8JX https://ift.tt/p4LFegw

The minimum FD amount is ₹5,000, while the tenures range from a minimum of 12 months to a maximum of 60 months. The FDs have the highest safety rating of 'AA+/Stable' from ICRA and India Ratings. from mint - Money https://ift.tt/ZeEpH4z https://ift.tt/p4LFegw

One of the leading private sector banks in India, ICICI Bank has hiked its interest rates on fixed deposits of less than ₹2 Cr. from mint - Money https://ift.tt/estPU0H https://ift.tt/p4LFegw

Federal Bank, a private sector lender, has modified the interest rates on savings bank accounts. from mint - Money https://ift.tt/urLC3mz https://ift.tt/p4LFegw

Indian Bank, a leading public sector lender, increased interest rates on fixed deposits below ₹2 crore. from mint - Money https://ift.tt/xREAwl4 https://ift.tt/p4LFegw

As the principal and the interest are held in the currency in which the account is maintained, there is no loss of exchange, and the accounts are protected against forex rate risks. from mint - Money https://ift.tt/7jnpKNW https://ift.tt/NWAxs2e

For long-term investors seeking to accumulate considerable wealth over time, mutual funds are among the investment options that they favour the most from mint - Money https://ift.tt/H8nXEUi https://ift.tt/NWAxs2e

Analysis of rolling returns shows investing for long-term reduces impact of volatility and improves chances of fetching healthy returns. from mint - Money https://ift.tt/jFNsQxt https://ift.tt/NWAxs2e

Investments in fixed deposits are among the conventional bets for risk-averse investors who want to achieve a fixed income and deposit safety without taking any risks related to the market. from mint - Money https://ift.tt/xMaZHTk https://ift.tt/NWAxs2e

The leading private sector lender ICICI Bank has revised its interest rates on fixed deposits of ₹2 Cr to ₹5 Cr. from mint - Money https://ift.tt/Vk0R9UH https://ift.tt/NWAxs2e

By paying a nominal add-on premium, employees can upgrade their cover, which can even be continued in a personal capacity post-employment from mint - Money https://ift.tt/jxkuSK3 https://ift.tt/Afpdhqu

Most respondents believe that the shift in the investing mindset has been significantly driven by the prevailing macroeconomic trends, like inflation, the potential recession on the horizon, as well as the uncertainty brought on by the pandemic from mint - Money https://ift.tt/BT4scvH https://ift.tt/Afpdhqu

Bank fixed deposits vs liquid funds: Many investors are confused between FDs and liquid funds from mint - Money https://ift.tt/Pdjf9oV https://ift.tt/A1HVsYS

Dearness Relief (DR) rate applicable from 1st July 2022 is 38% for central government pensioners from mint - Money https://ift.tt/HKbDlrY https://ift.tt/A1HVsYS

Funds with lowest TE should attract highest AUMs, but it’s not so from mint - Money https://ift.tt/CcA14Sz https://ift.tt/A1HVsYS

Funds with lowest TE should attract highest AUMs, but it’s not so from mint - Money https://ift.tt/CcA14Sz https://ift.tt/A1HVsYS

Sebi’s decision to bring in more transparency in IPO pricing will help make better decisions from mint - Money https://ift.tt/3sUnfDS https://ift.tt/A1HVsYS

For the second time this month, the private sector lender HDFC Bank increased the interest rates on fixed and recurring deposits. from mint - Money https://ift.tt/WlFTKEY https://ift.tt/A1HVsYS

HDFC Bank has hiked interest rates on fixed deposits effective today from mint - Money https://ift.tt/zcUqyOR https://ift.tt/A1HVsYS

Teens, who learn about stock markets from ZuPay, can invest using their parent’s demat account with their approval. from mint - Money https://ift.tt/MVu6bye https://ift.tt/A1HVsYS

Whether tax will be deducted or not would depend on the nature of your assignment: Whether you are hired as consultant or as an employee. Please note that your tax liability is dependent on aggregate of your income from all the sources and not only on what you receive from your employer from mint - Money https://ift.tt/XszmAO8 https://ift.tt/A1HVsYS

As per Fema, gift of shares by a resident Indian citizen to a person resident outside India (including an NRI) is subject to prior written approval of the Reserve Bank of India (RBI) from mint - Money https://ift.tt/BCobp3r https://ift.tt/nubc97x

Check out health plans for different age groups from mint - Money https://ift.tt/c7sJkIY https://ift.tt/nubc97x

86% of families who had to pay a bribe to get assets of a demised family member transferred had to pay bribes at property registration/land transfer offices from mint - Money https://ift.tt/ypnePF9 https://ift.tt/nubc97x

Lord Rama followed principle of morality which can also be applied to your financial planning and management. from mint - Money https://ift.tt/Di8PK15 https://ift.tt/nubc97x

SBI annuity deposit interest rate is as applicable to term deposits of tenor opted by the depositor from mint - Money https://ift.tt/AyCqS5d https://ift.tt/ekNxCwW

In simple words, the 15X15X15 rule revolves around three factors -- the investment value, the tenure, and expectant returns. And to put this rule in action, the Systematic Investment Plan (SIP) is seen as the best mechanism. from mint - Money https://ift.tt/laZS3Do https://ift.tt/CEsvVuk

The offer is available till October month end. That being said, less than 8 days are left to avail of these attractive interest rates on FDs. The elderly can earn up to 8.4% per annum, while the general category is getting up to 7.9% per annum. from mint - Money https://ift.tt/GuRT80J https://ift.tt/CEsvVuk

‘In special situations, our target is for the undervaluation to go away, and look for the re-rating’ from mint - Money https://ift.tt/njxIh7v https://ift.tt/CEsvVuk

On September 30, the Monetary Policy Committee (MPC) upped the repo rate by 50 basis points (bps), bringing it to 5.90%. from mint - Money https://ift.tt/g9HVztL https://ift.tt/CEsvVuk

A loan for longer may mean smaller equated monthly instalments (EMIs), which makes the car seem more affordable, but overall, you pay more as interest from mint - Money https://ift.tt/ubtWATs https://ift.tt/CEsvVuk

Once the SLW option is introduced, subscribers can choose from various options at the time of exit from mint - Money https://ift.tt/G2xzUem https://ift.tt/CEsvVuk

Funds with lowest TE should attract highest AUMs, but it’s not so from mint - Money https://ift.tt/Oy65ke0 https://ift.tt/CEsvVuk

With over 40000 employees and a family of over 141 million clients, Indian Bank is the seventh-largest public sector bank in India. from mint - Money https://ift.tt/LfoUtm2 https://ift.tt/sZB9z12

South Indian Bank, a private sector lender, has increased its interest rates on fixed deposits of less than ₹2 Cr. from mint - Money https://ift.tt/DlLP78u https://ift.tt/sZB9z12

Gold is also seen as a so-called haven against hedging returns amidst macroeconomic uncertainties. But gold is not alone seen as a haven anymore. from mint - Money https://ift.tt/PnIUcwi https://ift.tt/sZB9z12

The states with maximum project registrations are Maharashtra, Gujarat, Karnataka, Madhya Pradesh, Uttar Pradesh, Telangana and Tamil Nadu. Together, these states account for a significant 83% share with an estimated 78,258 registered projects from mint - Money https://ift.tt/5CIzjK7 https://ift.tt/0QwfFkA

Utkarsh Small Finance Bank (SFB) has revised interest rates on fixed deposits of less than ₹2 Cr. from mint - Money https://ift.tt/tKQM51d https://ift.tt/0QwfFkA

As per the IEPF regulations, if the dividend remains unclaimed for 7 years or more, the shares pertaining to that dividend will be transferred to IEPF. Hence your shares would have been transferred to IEPF. from mint - Money https://ift.tt/jnyoLRx https://ift.tt/0QwfFkA

Small-cap equity mutual fund has given a CAGR of 41.50% in last two years from mint - Money https://ift.tt/m5iDlzU https://ift.tt/0QwfFkA

Stock market and equity mutual fund investors need to look at debt funds for diversification of portfolio, believe wealth management experts from mint - Money https://ift.tt/PDk6Hvw https://ift.tt/0QwfFkA

The new rates are applicable on FDs below ₹2 crore and will come into effect from October 22. Senior citizens are the biggest beneficiary. from mint - Money https://ift.tt/4JrSZuE https://ift.tt/0QwfFkA

Exchange-traded funds (ETFs) for both Gold and Silver are considered to act as a safeguard against rising inflation and market downturns. from mint - Money https://ift.tt/tA6nkSI https://ift.tt/0QwfFkA

The private sector lender IDBI Bank has launched the Amrit Mahotsav FD scheme of 555 days commencing on October 21, 2022, as part of its festive offer. from mint - Money https://ift.tt/GKMDaHx https://ift.tt/YuCOkQ7

IDBI Bank has also increased its interest rate offers on fixed deposits (FDs) with effect from today, October 21 across various maturity buckets from mint - Money https://ift.tt/ZTd684g https://ift.tt/YuCOkQ7

Mutual fund calculator: If an investor had started ₹10,000 monthly SIP in this equity fund one year ago, its money would have grown to ₹1.27 lakh from mint - Money https://ift.tt/iugNnPM https://ift.tt/YuCOkQ7

Check out all the details about the Dearness Allowance from mint - Money https://ift.tt/PBzxn8t https://ift.tt/YuCOkQ7

Deepawali bonuses help to alleviate some of the burden of the extra expenses incurred during the festive period from mint - Money https://ift.tt/JmrtzBI https://ift.tt/YuCOkQ7

In September 2022, India's annual inflation rate rose from 7% in August to a five-month high of 7.41%. from mint - Money https://ift.tt/o3eYIjM https://ift.tt/YuCOkQ7

Shah says absolute and relative returns are two rabbits you just can't catch simultaneously. from mint - Money https://ift.tt/tpa23jB https://ift.tt/mN2REYG

Let us look at some of the purposes for which Gold loans make perfect sense from mint - Money https://ift.tt/5xJMeAm https://ift.tt/mN2REYG

Since May 2022, several government, private and small finance banks have increased the interest rates on fixed deposits (FDs) from mint - Money https://ift.tt/FnfsvQW https://ift.tt/mN2REYG

Buying or renewing policies through cheque or online payments are helpful for tax purposes from mint - Money https://ift.tt/HDrS0zJ https://ift.tt/mN2REYG

The online platform will provide you with a one-stop destination for all insurance needs, providing services like buying insurance policies, portability facilities, change of insurance agents and settling of claims from mint - Money https://ift.tt/tFiBxyR https://ift.tt/mN2REYG

Union Bank of India, a leading public sector lender, hiked interest rates on fixed deposits under ₹2 crore from mint - Money https://ift.tt/N4UbjtF https://ift.tt/BcnekYF

Small-cap fund has generated higher return than its peers Nippon India Small Cap Fund, Canara Robeco Small Cap Fund, Edelweiss Small Cap Fund, etc from mint - Money https://ift.tt/a7dfv3h https://ift.tt/BcnekYF

LIC Dhan Varsha plan: It offers two options in sum assured on death — 1.25 times of Tabular Premium (TP) or 10 times of TP for chosen basic sum assured from mint - Money https://ift.tt/jaMDdYh https://ift.tt/BcnekYF

Bharat Shah, executive director of ASK Group, says retail money coming through SIPs and domestic participation has helped Indian markets stay resilient in face of heavy selling by FIIs. from mint - Money https://ift.tt/sLdEgX3 https://ift.tt/BcnekYF

This Green Bond is a confirmation of Symbiotics Investments strategy to make sustainability, social and green bonds accessible for smaller issuances in emerging and frontier markets. from mint - Money https://ift.tt/V5fuQZJ https://ift.tt/BcnekYF

Issuance is a prepaid card and wallet issuance API stack which can be used for payroll & incentive disbursals, customer loyalty programs, expense management among other use cases from mint - Money https://ift.tt/ou2I6kM https://ift.tt/BcnekYF

Let's take a look at the latest FD interest rates offered by SBI, HDFC Bank, ICICI Bank and Axis Bank from mint - Money https://ift.tt/oFtlpd4 https://ift.tt/BcnekYF

Senior citizens are the biggest beneficiary of this FD rate hike. However, there is a certain category of elderlies who receive an additional 1% on FD rates applicable. At maximum, these certain categories can earn up to 7.65% which is an inflation-beating return. from mint - Money https://ift.tt/kGwtC72 https://ift.tt/BcnekYF

The Indian Succession Act deals with the provisions relating to lapsing of legacy from mint - Money https://ift.tt/QPezFHA https://ift.tt/BcnekYF

Here is a list of banks that offer the highest FD rates for deposits up to Rs1 crore over various tenures from mint - Money https://ift.tt/TzDx2OL https://ift.tt/BcnekYF

Since there can be multiple scenarios, the documents needed for transfer will vary. from mint - Money https://ift.tt/cGr23Eh https://ift.tt/BcnekYF

The EMI payment option will be available on IRCTC travel app’s checkout page for passengers booking their reserved and tatkal tickets from mint - Money https://ift.tt/shrXqjk https://ift.tt/tGPBmpZ

The offer is aimed at sophisticated investors and focuses to invest in future transformational trends from mint - Money https://ift.tt/8tkDevM https://ift.tt/tGPBmpZ

Dr. VK Vijayakumar, Chief Investment Strategist at Geojit Financial Services said, “It makes sense to invest in fixed income assets like FDs during a rising interest rate environment like now. But ideally, the Diwali bonus may be used to buy high-quality stocks or for investing in mutual funds.” from mint - Money https://ift.tt/aysX9GP https://ift.tt/tGPBmpZ

You can automate monthly payment from NPS account after retirement and can opt for periodic payment of the lumpsum amount systematically, monthly, quarterly, half-yearly or annually, till the age of 75 years from mint - Money https://ift.tt/QjJ1mDg https://ift.tt/tGPBmpZ

Top stock picks for Diwali 2022 from mint - Money https://ift.tt/YI7ufFD https://ift.tt/tGPBmpZ

SBI, Federal Bank hike lending rates: The one-year MCLR is considered important from a retail loans perspective, as a bank's long-term loans like home loans are linked to this rate from mint - Money https://ift.tt/p3vif6Z https://ift.tt/EnW2Bg3

Investors lose out due to return chase and early exits, finds Morningstar study from mint - Money https://ift.tt/XK1O4ps https://ift.tt/EnW2Bg3

Experts say for building a diverse portfolio, one should spread investment across equities, fixed income, real estate and preferably gold from mint - Money https://ift.tt/J3x5Kc2 https://ift.tt/EnW2Bg3

A Systematic Investment Plan (SIP), commonly referred to as SIP, is a payment feature provided by mutual fund companies that allows investors to contribute a certain amount to the mutual fund scheme of their choice on a monthly basis at predetermined intervals. from mint - Money https://ift.tt/dJqYWCm https://ift.tt/EnW2Bg3

For getting interest without deduction of tax at source, non-senior citizens can file form 15G and senior citizens have to file form no. 15H. Since your wife is not a senior citizen, she has to file form no. 15 G. But she has to file her ITR only if her income during the year exceeds the amount of basic exemption of Rs. 2.50 lakh from mint - Money https://ift.tt/3rQJAHo https://ift.tt/EnW2Bg3

The largest lender in the nation, State Bank of India (SBI), announced an increase in interest rates for both fixed deposit and savings bank accounts on Saturday, October 15. from mint - Money https://ift.tt/nHUrYk3 https://ift.tt/EnW2Bg3

The interest rates on fixed deposits worth more than Rs. 2 Cr. but less than Rs. 5 Cr. have been revised by the private sector lender ICICI Bank. from mint - Money https://ift.tt/BtAQxnb https://ift.tt/3qLthZp

While there are a variety of options available, there are still a few checks and balances an individual has to undergo, in order to get a car loan. Let’s understand the process better. from mint - Money https://ift.tt/GrPNOiu https://ift.tt/3qLthZp

The private sector lender South Indian Bank has hiked its interest rates on fixed deposits of less than ₹2 Cr. from mint - Money https://ift.tt/3elwP2Q https://ift.tt/3qLthZp

Portfolio management: Long term investors should assume 7% annual inflation growth while investing, say experts from mint - Money https://ift.tt/Kp6bFD7 https://ift.tt/3qLthZp

The country's largest lender State Bank of India (SBI) has hiked interest rates on fixed deposits of less than ₹2 Cr from mint - Money https://ift.tt/CJ2HqZW https://ift.tt/3qLthZp

The recent rupee devaluation and interest rate hikes have made education loans expensive for Indian students pursuing higher education in India and abroad from mint - Money https://ift.tt/CK036ae https://ift.tt/NQUEc31

Senior citizen depositors will get an additional 0.50% on all tenure buckets. When the deposit matures and the depositor chooses to renew it, additional interest of 0.25% will be paid. from mint - Money https://ift.tt/xzWkDet https://ift.tt/NQUEc31

Shriram Transport Finance Company has hiked interest rates on fixed deposits. As per the official statement of the company, the new rates are effective as of today October 14, 2022. from mint - Money https://ift.tt/vUSxMcA https://ift.tt/NQUEc31

The private sector lender Axis Bank has hiked its interest rates on fixed deposits of less than ₹2 Cr from mint - Money https://ift.tt/yejlLJm https://ift.tt/NQUEc31

Colleges and universities should consider a full suite of financial solutions for students, including scholarships, financial aid, and wider availability of cross-border student loans from mint - Money https://ift.tt/aU015wB https://ift.tt/NQUEc31

HDFC Bank hikes interest rates on RDs: The new rates are effective from 11 October 2022 from mint - Money https://ift.tt/TS5cj6Q https://ift.tt/NQUEc31

Experts believe that you can beat inflation by investing in equities in the long-term from mint - Money https://ift.tt/9i7hyUK https://ift.tt/NQUEc31

The private sector lender Karur Vysya Bank has hiked its interest rates on fixed deposits of less than ₹2 Cr. from mint - Money https://ift.tt/RcjL0SH https://ift.tt/oCu1l4x

Gold as an investment instrument is higher among females than males reinstating the traditional sentiment of trust placed upon the yellow metal. from mint - Money https://ift.tt/secJHY2 https://ift.tt/oCu1l4x

Post Office Savings Bank accountholders can now access their entire account statement from mint - Money https://ift.tt/0qprajR https://ift.tt/oCu1l4x

IDFC CRISIL IBX Gilt April 2026 Index Fund is a passively managed target maturity fund, which will invest in sovereign-rated instruments from mint - Money https://ift.tt/dHe59ay https://ift.tt/oCu1l4x

Ways to save income tax by investing in your child's name from mint - Money https://ift.tt/4Vl57ez https://ift.tt/oCu1l4x

IDBI Bank, a private sector lender, has extended the validity term for its two popular special fixed deposit plans, IDBI Naman Senior Citizen Deposit and Amrit Mahotsav FD scheme, from October 31, 2022 to December 31, 2022. from mint - Money https://ift.tt/YIs5uXZ https://ift.tt/OVlwnp5

Dhanlaxmi Bank, a private sector lender, has raised its interest rates on retail fixed deposits of less than ₹2 crore from mint - Money https://ift.tt/WqI8L3C https://ift.tt/OVlwnp5

HDFC Bank, a private sector lender, raises interest rates on fixed deposits of less than ₹2 crore. from mint - Money https://ift.tt/u0eIETl https://ift.tt/OVlwnp5

Scamming has become extremely easy with fraudsters luring consumers with fake offers and using various methods like phishing etc from mint - Money https://ift.tt/aB95bdF https://ift.tt/OVlwnp5

For most women, being financially independent does not necessarily mean they have the freedom to make their finance related decisions from mint - Money https://ift.tt/yUoi2dW https://ift.tt/OVlwnp5

No-cost EMI scheme has given a new shape and form to the entire payment ecosystem from mint - Money https://ift.tt/FY6mkQl https://ift.tt/OVlwnp5

Apart from the two self-occupied house properties, all other properties attract tax on rent from mint - Money https://ift.tt/pIxouGh https://ift.tt/OVlwnp5

Our compilation of property prices of prominent localities in major cities and surrounding areas across India may help you compare and make an informed decision Here are prices of some properties in price bands of below ₹50 lakh, ₹50-75 lakh, and above ₹75 lakh from mint - Money https://ift.tt/rl65nzp https://ift.tt/OVlwnp5

While the insurance policy covers most of the damages and losses to your vehicle, some claims are not payable under motor insurance if you have not bought the necessary add-ons along with the policy. from mint - Money https://ift.tt/0xpmMjg https://ift.tt/kILRO4y

Recently launched, Mercer CFA Institute Global Pension Index has revealed the world's best and worst pensions in 2022. Iceland, the Netherlands and Denmark are the top ranker and Thailand was ranked lowest coming in just below India from mint - Money https://ift.tt/eMqE7il https://ift.tt/kILRO4y

The interest rates for small savings schemes, including Sukanya Samriddhi Yojana (SSY) are notified on a quarterly basis from mint - Money https://ift.tt/w7fCMUK https://ift.tt/kILRO4y

Abhishek Basumallick now has a stock research firm Intelsense and a PMS company Shree Rama Managers from mint - Money https://ift.tt/wMHSR7u https://ift.tt/JagUtWf

Here are some personal loan rates and other costs of the top private and public sector banks in India from mint - Money https://ift.tt/37VSLYs https://ift.tt/JagUtWf

Investment returns that outpace inflation can help you avoid receiving negative returns, improve your standard of life by giving you more purchasing power, and keep your income from being wiped out. from mint - Money https://ift.tt/z6YrKAx https://ift.tt/JagUtWf